Virtual Cards are digital payment cards (Visa or MasterCard) that allow users to make secure online purchases, pay for subscriptions, and conduct digital transactions without exposing their primary banking details. In addition to these options, OMNI Kredi is currently testing its own branded card, OKCards, which is exclusively virtual at this stage. Unlike other virtual cards, OKCards is the only card within the OMNI ecosystem that allows users to build credit on the platform, helping them improve their financial standing through responsible usage.

You can generate a Virtual Card by logging into your OMNI account, navigating to the "Virtual Cards" section, selecting your preferred currency (USD or USDT), and following the instructions to issue a new card.

OMNI Virtual Cards can be used for online shopping, streaming services, subscriptions, travel bookings, and any merchant that accepts Visa or MasterCard payments.

Yes! With your OKCards you can establish or improve your credit within the OMNI Kredi's ecosystem by making timely payments. Your activity may be reported to external credit bureaus, helping you build a stronger financial profile.

Yes, you can reload your Virtual Card with additional funds at any time, provided you have sufficient balance in your OMNI account.

Virtual Cards offer enhanced security, protecting your main account details from fraud, while also providing convenience for global online transactions in multiple currencies.

Fees may apply for card issuance, reloading, and certain transactions. OMNI will always display any applicable fees before you finalize your transaction.

Your card information is securely stored within OMNI's encrypted system. Never share your card details with anyone, and always enable security features such as transaction alerts for additional protection.

No, OMNI Virtual Cards are designed for online and digital transactions only. They cannot be used for ATM withdrawals or in-person purchases at physical stores. However, you can get OMNI back from your virtual card balance by contacting OMNI Kredi Support.

If you suspect unauthorized activity on your Virtual Card, immediately freeze or disable the card through your OMNI account. You can also contact OMNI support to investigate and issue a replacement card if needed.