Gift Card Repayment Disclaimer

By using a Gift Card to reimburse a cash advance, you acknowledge and agree to the following terms:

Regulatory Compliance – The ability to use a gift card for cash advance repayment is subject to local financial regulations. OMNI Kredi reserves the right to restrict or decline such transactions where prohibited by law or payment network policies (e.g., Visa, Mastercard).

Anti-Fraud & AML Measures – To prevent fraudulent activity and comply with anti-money laundering (AML) regulations, OMNI Kredi may require additional verification before processing a gift card repayment. Suspicious transactions may be subject to review, reporting, or denial.

Non-Refundable Transactions – Once a gift card is applied toward a cash advance repayment, the transaction is final and irreversible. No refunds, reversals, or cash exchanges will be issued.

Service Fees & Processing – OMNI Kredi may impose processing fees on gift card repayments. The applicable fees will be disclosed before transaction approval.

Platform-Specific Restrictions – Gift cards funded with OMNI tokens may have additional repayment options, subject to platform policies. Users should review their agreement terms before using this repayment method.

By proceeding with this transaction, you confirm your understanding of these terms and waive any disputes regarding the use of gift cards for cash advance repayment.