OMNIPay is an advanced digital payment system from OMNI Kredi that enables users to pay merchants using OMNI across various platforms. It serves as the backbone of the OMNI ecosystem, providing seamless, secure, and efficient transactions for both individuals and businesses.

You can use OMNIPay to make purchases at partnered merchants' locations, e-commerce platforms, and for distant transactions via QRCode, OMNI Kredi ID, phone number, or email. Simply select OMNIPay as your payment method, scan the provided QR code (if applicable), or enter the recipient’s details to complete your transaction instantly.

Yes, OMNIPay is designed to function globally, allowing users to send payments across borders without excessive fees or delays. It eliminates the complexities of international banking, making borderless transactions faster and more cost-effective.

OMNIPay transactions are processed instantly. However, in rare cases, delays may occur due to network congestion, security verifications, or recipient-side processing times. You can track the status of your transactions in your OMNIPlus app or OMNI Kredi's dashboard.

No, OMNIPay transactions are final and irreversible once confirmed. Be sure to review the recipient’s details before completing any payment. If an error occurs, you must contact the recipient directly to request a refund. OMNIPay cannot guarantee the reversal of mistaken transactions. However, transactions via OMNIPay can be disputed.

Absolutely. OMNIPay employs advanced encryption protocols, fraud detection mechanisms, and multi-factor authentication to ensure the safety of every transaction. Your financial data is protected against unauthorized access, making OMNIPay one of the most secure digital payment solutions available.

Yes, businesses can integrate OMNIPay through custom APIs and plugins designed for seamless payment processing. Whether you're running an online store, a service-based business, or a digital marketplace, OMNIPay offers flexible integration options to facilitate transactions effortlessly.

OMNIPay supports multiple fiat and digital currencies, allowing users to transact in their preferred currency. Additionally, OMNIPay provides real-time currency conversion to facilitate international payments without the need for third-party exchange services.

Yes, nominal transaction fees may apply depending on the payment method, network traffic, and transaction size. OMNIPay is committed to keeping fees competitive while ensuring fast and secure processing for all users.

Yes, in some cases. OMNIPay supports limited offline transactions via QR codes and NFC technology at select merchants. This feature ensures that users can still make payments even when experiencing temporary connectivity issues. However, the transaction will be processed once internet access is restored.

OMNIPay does directly facilitate disputes even though transactions are final. If you experience fraud, unauthorized transactions, or issues with a seller, you can report the incident through OMNI Kredi support. Our team will investigate and take appropriate action to assist you.

Once you complete a transaction using OMNIPay, you will receive an instant confirmation via: 1- A success notification in your OMNIPay app or OMNI Kredi's dashboard 2- A confirmation email or SMS (if enabled) 3- A unique transaction ID that you can use for tracking You can also check your transaction history in the OMNIPay app to verify the status of your payment. If a transaction is pending or failed, you will be notified accordingly.

OMNIPay is accepted by partnered merchants and businesses that have integrated OMNIPay as a payment method. You can check if a merchant supports OMNIPay by: - Looking for the OMNIPay logo at checkout - Checking the list of supported merchants in the OMNIPay app (Coming Soon) - Asking the merchant if they accept OMNIPay payments For merchants who do not yet support OMNIPay, you can invite them to integrate the system using OMNIPay’s business solutions and API integration and get a bonus for your referral.

Making a payment with OMNIPay is simple and can be done in multiple ways: 1- Online Purchases: Select OMNIPay at checkout, enter the required details, and confirm your payment. 2- In-Store Payments: Scan the merchant’s QR code using your OMNIPay app or tap your device (if NFC-supported). 3- Distant Payments: Enter the recipient’s OMNIPay ID, phone number, or email address, specify the amount, and confirm the transaction. Otherwise, simply scan their OMNI QR Code. Once the payment is processed, both you and the recipient will receive a confirmation.

Use OMNIPay only for payments. Only transactions made through OMNIPay can be disputed. To ensure security and proper transaction tracking, avoid using it for anything other than merchant payments.

Currently, OMNIPay does not support scheduled or recurring payments. All transactions must be manually initiated at the time of payment. However, future updates may include automated payment scheduling for added convenience.