OMNI Kredi enables your businesse to accept payments in OMNI tokens while seamlessly building a credit line. Every transaction becomes a credit-building opportunity, strengthening your business’s financial profile. Plus, you can choose to have your transactions reported to credit bureaus, helping you establish and grow your creditworthiness.

Each payment you receive is linked to a virtual credit line. This line grows with your transaction volume and, when reported to credit bureaus, helps improve your business creditworthiness.

Yes! Customers can pay via credit/debit cards, bank deposits, or mobile payments. OMNI converts these payments into tokens, ensuring you get the credit-building benefits.

Most payments are settled instantly. Depending on the method used, some transactions may take up to 3 to 8 business days. International payments may take slightly longer.

No, you can store your balance within the OMNI ecosystem and withdraw them whenever needed. However, linking a bank account allows for seamless conversions to traditional currency.

Absolutely! OMNI tokens can be exchanged for your preferred currency and deposited to your bank account at competitive rates.

OMNI Kredi offers transparent, competitive fees that vary based on payment methods and location. You'll always see the fees upfront before completing a transaction. However, the standard fees are 1.5% if the users are paying using their OMNI Balance.

You can request credit reporting directly from your OMNI Kredi dashboard or by asking us to do so via ok@omnikredicom By doing so, your transaction history contributes to your business’s credit profile, increasing access to larger credit lines.

Refunds are processed based on your store’s policy. If a transaction is refunded, it will not contribute to your credit-building history.

Sign up for an OMNI Kredi merchant account, integrate the payment system with your business, and turn every transaction into a credit-building opportunity today!

No, you can use a single static QR code for multiple transactions, or you can generate dynamiclinks for specific amounts. A dynamic link ensures the correct amount is entered and linked to a particular sale.

Customers can pay using various methods, including: 1- OMNI tokens via OMNI Balance 2- Credit and debit cards 3- Bank Deposits 4- Mobile wallets (Apple Pay, Google Pay) 5- PayPal, Zelle, CashApp (depending on region) OMNI Kredi seamlessly converts all payments into OMNI tokens, helping you build your credit line.

Yes! Customers from anywhere in the world can either scan your QR code or use your links and pay in their preferred currency. OMNI Kredi allows you to convert international payments, making cross-border transactions easy.

You’ll receive an instant confirmation via: 1- A real-time notification on your OMNI Kredi dashboard 2- A payment confirmation email 3- An optional SMS alert (if enabled) You can also track all transactions in your OMNI Kredi account, with the option to report them to credit bureaus for credit-building benefits.

Yes! OMNI Kredi supports cross-border payments, allowing customers from other countries to pay you seamlessly using your QR Code or their OMNI Kredi's balance.

This feature is not available yet, but we’re working on enabling installment payment options so your customers can pay in flexible terms while you receive full payment upfront. Stay tuned!